If you travel overseas often for pleasure, business, or other reasons, you would be delighted to know that you have a reliable and trusted financial tool you can take with you: international prepaid cards. For many years now, prepaid cards have been hailed as the ultimate travel ally due to the unmatched and enticing benefits they offer.
If you are going to use your international prepaid card, you will be spared from the hassles and risks of huge amounts of cash with you wherever you go. This means you will also be able to eradicate the possibilities of losing your cash or getting it stolen when you bring your international prepaid card instead.
The Peerless and Enticing Benefits of Using International Prepaid Cards
If you have brought your international prepaid card with you to your travels countless times, you can surely attest that they provide enticing benefits that are hard to match. If you are considering getting one, below are some of the peerless and exceptional benefits you should not miss out on:
- If you link your international prepaid card to your internet banking account, you can easily track your current balance and spending with just a few clicks of the mouse.
- International prepaid cardholders can sometimes avail of significant discounts at restaurants each time they use their cards for transactions or pay for services.
- If you wish to check the balance that’s available on your card, you have the option to check using associated ATMs available worldwide. Fortunately, most prepaid card users will get notification messages for transactions they will do using the card. Transaction notifications will also typically include the balance that is currently available on the card.
- Some international prepaid card issuers will entitle cardholders to some reward points for some of the transactions they do using their international prepaid cards.
- International prepaid card users can load as many as 16 different currencies on their card.
International Prepaid Card Basics You Need to Keep in Mind
- International prepaid cards have been around for many years now. However, many cardholders are still not familiar with some of their basic features. If you just got your international prepaid card, below are some of the basics you need to keep in mind:
- If your card is lost or stolen, you have the option to have your card blocked immediately. Thankfully, most blocking requests are quickly implemented and can be easily requested online. You also have the option to call the issuer’s customer care hotline if it’s an option that’s more convenient for you. In some instances, providers of international prepaid cards will also provide add-on cards in case the primary one gets stolen or lost.
- Akin to credit cards, some providers of international prepaid cards offer substantial protection and coverage for cardholders such as lost liability card protection, personal air accident cover, counterfeit liability cover, and lost baggage cover.
- If your balance gets depleted while you are overseas, you have the option to reload money to your international prepaid card through various means. For starters, you can reload money onto your international prepaid card through mobile banking or secure online portals. Once money has been successfully loaded onto your card, you can use it to do purchase transactions (merchants or online) and ATM withdrawals.
- If you have an international prepaid card, you also have the option to directly load foreign currency on your card. You also have the option to make currency conversions when the rates are to your liking.
- When using an international prepaid card, you can save a significant amount of money when it comes to currency conversion charges.
