We never know when we will seek financial support for whatever reason.
Because it is unpredictable, certain costs may arise unexpectedly during a time when funds are already stretched tight. Such times as quick personal loans are often helpful to anyone facing such issues. There are numerous apps, NBFCs or financial institutions that offer personal loans, and KreditBee is one of them.
KreditBee offers three types of loans which are as follows:-
a) Flexi Personal Loan:-
Flexi Personal Loans are like personal loans but for smaller amounts and convenient options. The loan amount starts from Rs 1,000 to Rs 50,000 with a short repayment tenure of 62 days to 6 months. If you need a fast cash loan this option is perfect for you as the loan gets approved in 10 mins as it is directly transferred to your account. Flexi personal loans are ideal for unexpected expenses or any kind of small expenses. They can also act as a solution to much-needed funds during a cash crunch at the top of the month. So, whether it’s a utility bill/insurance premium payment you would like to form or last-minute gifting for somebody’s birthday, a Flexi Personal loan will assist you with the required funds if and when you’re running in need of cash.
b) Personal Loan for Salaried Person:-
Salaried people can avail of this feature and may get loans from amounts from Rs 10,000 to Rs 2,00,000. After the loan approval, the sum is going to be directly deposited into the bank account. The tenure is ranging from 3 months to 15 months. As there’s minimal documentation for getting the personal loan as there are only a few requirements of documents like PAN card, address proof, and salary proof. Minimal documentation makes the personal loan a hassle-free experience. The process of availing of a personal loan is so simple and hassle-free it doesn’t require you to visit any branch or institution. As you can do all the formalities through the app itself.
c) Online Purchase Loans:-
This is one of the simplest features provided by KreditBee as it lets you shop online and you’ll pay later in EMI. One among the best features of KreditBee you’ll avail is that it enables you to shop for anything in terms of e-vouchers which you’ll get from the KreditBee app and shop with partners of Kreditbee like Flipkart, Amazon, and many more. As this is not limited to any category you’ll be able to purchase anything in every category and later pay it in EMI.
So you want to avail a personal loan? Download the KreditBee App and choose from the above-mentioned options to avail a personal loan according to your need as well as apply for a loan in your comfort zone with minimal documentation.